BANKING
Loan-to-Deposit Ratio
Compares loan assets with deposit funding.
Formula
LDR = Loans / Deposits ×100
Variables: Loans; deposits
What it means
Compares loan assets with deposit funding.
Example
Loans 85 and deposits 100 imply an 85% LDR.
How to interpret it
This concept should be read together with its market convention, measurement horizon and underlying instrument. BondStats presents it as an analytical reference rather than investment advice; instrument documentation and primary market rules remain authoritative.
Related Formulas
BondStats reference content is independently written. Mathematical relationships, abbreviations and market conventions are presented for educational and analytical use.