BondStats
Learn / Formula / Present Value
VALUATION

Present Value

Converts a future cash flow into today's value.

Formula

PV = CF/(1+r)^t

Variables: Future cash flow CF; discount rate r; time t

What it means

Converts a future cash flow into today's value.

Example

100 received in one year discounted at 5% has PV about 95.24.

How to interpret it

This concept should be read together with its market convention, measurement horizon and underlying instrument. BondStats presents it as an analytical reference rather than investment advice; instrument documentation and primary market rules remain authoritative.

BondStats reference content is independently written. Mathematical relationships, abbreviations and market conventions are presented for educational and analytical use.