BondStats
Learn / Convention / Simple Interest
RATES

Simple Interest

Interest accrues linearly with principal, rate and time fraction without intra-period compounding.

Market use

Common in short-dated instruments and money-market calculations.

What it means

Interest accrues linearly with principal, rate and time fraction without intra-period compounding.

Example

Principal × rate × day-count fraction gives period interest.

How to interpret it

This concept should be read together with its market convention, measurement horizon and underlying instrument. BondStats presents it as an analytical reference rather than investment advice; instrument documentation and primary market rules remain authoritative.

BondStats reference content is independently written. Mathematical relationships, abbreviations and market conventions are presented for educational and analytical use.