Recovery Point Objective — The maximum acceptable amount of data loss measured backward in time from a disruption.
Why Recovery Point Objective matters in finance
It determines how current restored data must be after a failure.
Security is also a market-infrastructure question
In financial services, recovery point objective should be understood in relation to operational continuity, data integrity, payments, market infrastructure and interconnected dependencies. A control can be technically effective while still leaving material resilience risk if critical services cannot continue or recover during disruption.